Pension Decumulation Microservices
With the ever-increasing need to provide new or further digital services to your customers & advisers to help support their journey through retirement, we have you covered. CTC has a wide range of microservices from helping your customers understand their retirement options to withdrawing from their pension.
With the flexibility that CTC’s Pension Decumulation offers, you can implement our microservices with any existing system. More information on our microservices can be seen below.
Calculators & Planners
Annuity Calculator
Allows members calculate their estimated Annuity income.
Early Retirement Planner
Allows members calculate their suitability to retire early.
Income Sustainability Calculator
Helps members plan their retirement income and help them plan on how they can make it last longer.
Life Expectancy Calculator
Allows members calculate their estimated life expectancy age.
Pension Withdrawal Planner
A specialist calculator to help members calculate the longevity of their plan.
Retirement Options Planner
Allowing your members who are approaching their retirement plan for their future.
Retirement Options Planner - Detailed
Allowing your members who are approaching their retirement to create a detailed plan for their future.
Semi-retirement Planner
Allows members calculate their suitability to partially retire.
Target Contribution Calculator
A specialist calculator to help individuals calculate the target contribution level to receive a specific income.
Target Growth Rate Calculator
A specialist calculator to help individuals calculate the target growth rate to receive a specific income.
Customer Engagement
Annual Benefit Statements
Helping your organisation mass-produce annual benefit statements for your members.
Retirement Health Check
A simple questionnaire to gain an understand of a member’s readiness for their future retirement.
Pension Investment
Attitude to Investment
A simple questionnaire to gain an understanding of a member’s attitude to investments.
Attitude to Risk
A simple questionnaire to gain an understanding of a member’s attitude to investment risk.
Investment Calculator
A specialist calculator to help members calculate the impact of their investment portfolio on their funds.
Investment Pathways Comparator
A simple tool to help members understand and compare their investment pathway options.
Illustrations
Illustrations (Enhanced Annuity)
Helping your organisation mass-produce comprehensive compliant Enhanced Annuity illustrations.
Illustrations (Fixed term income plan)
Helping your organisation mass-produce comprehensive compliant Fixed Term Income Plan illustrations.
Illustrations (In force)
Helping your organisation mass-produce comprehensive compliant In Force illustrations.
Illustrations (Lifetime Annuity)
Helping your organisation mass-produce comprehensive compliant Lifetime Annuity illustrations.
Illustrations (Pension Decumulation)
Helping your organisation mass-produce comprehensive compliant Pension Decumulation illustrations.
Illustrations (Purchased Life Annuity)
Helping your organisation mass-produce comprehensive compliant Purchased Life Annuity illustrations.
Illustrations (Scheme Pension)
Helping your organisation mass-produce comprehensive compliant Scheme Pension illustrations.
Income Withdrawal
Annuity Estimator
A simple calculation to estimate the level of annuity a member can receive.
Available Drawdown Check
A validation to check a member’s available drawdown amount.
Capped Drawdown GAD Calculator
A specialist calculator to help find a member’s maximum income their could take from their pension.
Cash Withdrawal Estimator
A simple calculation to estimate the level of cash withdrawal a member can receive.
Cash Withdrawal Tax Calculator
A simple tool to calculate the amount of tax a member would be expected to pay on a cash withdrawal from their pension.
Drawdown Estimator
A simple calculation to estimate the level of drawdown a member can receive.
LTA Check
A validation API to check a members Lifetime Allowance status.
